The Fanchers’ predicament is just one of many linked to the insurance crisis in hurricane-prone Florida. Rates are sky-high and expected to continue rising as catastrophe claims surge and Floridians face few insurance options and increased scrutiny during underwriting.

There is a chance for a tropical system to form near Florida late next week, regardless of future formation (or not), periods of heavy rains and flood risk increase for the Peninsula this week. Flash floods are possible for Central and South Florida on Monday. pic.twitter.com/onF1QxPa8u