Use our home improvement loan calculator to see what loan amount, rate and repayment term you need to get an affordable monthly payment. Loan amount: Many lenders cap amounts at $30,000 to $50,000.

When borrowing for home improvements, you can use credit cards, personal loans or secure your loan with your home’s equity. Government loans for home improvement are also available. Factors like ...

Loan term lengths and repayment options. Depending on the home improvement loan, you might be able to choose a repayment term from two to 30 years.

While home improvement loans typically cap at $50,000 to $100,000, you’re able to borrow up to 85% of your home's equity (primary mortgage and home equity loan combined).

A home equity loan or a home improvement loan could provide the funding you need, but they serve different purposes for homeowners. Getty Images Despite the Federal Reserve's best efforts ...

Tapping into home equity can provide substantial funds for home improvements at lower interest rates than personal loans or credit cards. Home equity loans, HELOCs, cash-out refinances and FHA 203 ...

Compare and apply for the best personal loans for low rates, consolidating debt, home improvements and more — from a lending expert. Updated for 2025.

Learn how to choose the best personal loan, ... large purchases and home improvements. ... Best Egg offers an average APR discount of 20% if you secure your loan with your home’s fixtures.

Generally, longer-term loans have higher interest rates. According to Ken Flaherty, senior manager of retail lending for financial data firm Curinos, as of the second quarter of 2025, average home ...

A home equity loan can finance the costs of major spring home repairs and projects. Getty Images Home equity loans are used for a wide variety of financing purposes. One of the best ways to use ...