A certificate of deposit (CD), is a type of time-bound savings account that offers the opportunity to earn a higher rate of interest that’s guaranteed, based on a lump-sum deposit.

1. Withdrawing interest. Often banks will give you the option of withdrawing interest as it accrues within your CD. You'll more commonly see this on long-term CDs (those with terms longer than 12 ...

Among certificates of deposit, you’ll find standard options along with specialty CDs like jumbo CDs, no-penalty CDs, step-up CDs, high-yield CDs, add-on CDs and callable CDs.

Certificates of deposit, or CDs, are also offering favorable terms and incentives for those looking to earn more interest. To get the most out of a CD it helps to first understand how it works as ...

Vault’s Viewpoint. You can open most certificates of deposit (CDs) online within a matter of minutes, although some financial institutions may require you to open an account in person.

Not to be confused with the metallic music-playing discs of the '80s and '90s, CDs — formally known as certificates of deposit — are a savings option still very much in play.

Certificates of deposit can be a great way to earn interest and keep your money safe and secure. There are benefits to both short- and long-term CDs, so make sure you weigh your situation before ...

A certificate of deposit, or CD, is a type of account that allows savers to lock in a specific interest rate for a certain time. S&P 500 +---% | Stock Advisor +---% Join The Motley ...