A balance transfer can offer breathing room, but what happens if you don't pay it off before the intro rate ends?

Charge cards and credit cards are both forms of cashless payments, but the way you pay them off is quite different. While credit cards allow you to carry a balance, charge cards must be paid in ...

The Navy Federal Credit Union Platinum Credit Card offers a 0.99% intro APR on balance transfers for 12 months followed by an 10.99% to 18.00% variable APR on purchases and balance transfers ...

Balance transfer credit cards are a valuable tool for consolidating high-interest debt, but most charge a fee on every transfer. Here’s how they work.

Charge card vs. credit card: ... Credit cards allow you to carry a balance from one billing cycle to the next, while charge cards typically need to be paid in full each month.