Credit card debt: Unpaid balances that have been sold to third-party collectors; ... Request a debt validation letter. If you’re unsure whether the debt belongs to you, ...

That debt validation letter must include the amount of the debt, ... If you’re struggling with credit card debt, your best bet is dealing with the issue before your debt is sold to collections.

If you're serious about pursuing debt forgiveness, you cannot continue adding to your balances, or you'll have a much harder ...

The timeline for a debt dispute resolution can play a big role in getting rid of your collection debt. Getty Images If you've received a call or a letter from a debt collector claiming you owe ...

Only when they asked the debt collector for a debt validation letter to prove that they own the debt, they were hung up on. That, frankly, raises a red flag. It's not unusual for a debt to be ...