Wrapping Up the Hardship Letter Write that you await the lender's response and, include contact information such as your phone number and e-mail address. If the loan is in two people's names, each ...

Close the hardship letter with an apology and an expression of your desire to reach a mutually beneficial resolution. Say you are willing to discuss alternate repayment terms.

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By Kristie Lorette Bankrate.com When you apply for a mortgage modification, one of the key components of the loan modification package is the hardship letter that explains why you’re making the ...

If your employee is requesting a hardship exemption from the IRS, he must file form 911 -- Request for Taxpayer Advocate Service Assistance -- instead of a letter.

More than 1 million Americans have applied for a home loan modification through the federal Making Home Affordable program, meaning they also have been asked to write a "hardship letter" — a ...