Consolidating $50,000 or more in credit card debt is a serious move, but if done wisely, it can help you break free from financial stress without wrecking your credit.

Debt consolidation can simplify your finances, but is it an option if Social Security is your main income source?

Personal consolidation loans: Banks, credit unions and online lenders offer personal loans specifically designed for debt consolidation. These loans typically have fixed interest rates, fixed ...