The loan-to-deposit ratio is the ratio of a bank’s total outstanding loans for a period to its total deposit balance over the same period. So an LDR figure of 100% indicates that a bank lends a ...

Loan-to-deposit ratios (LDRs) across the banking industry have declined steadily since 2010, but some of the largest U.S. banks witnessed a slight uptick in this key metric for Q1 2017 as loan ...