A CD can help you lock in a high rate or save for future goals, but a money market account offers other benefits.

The best personal finance advice is tailored to your individual situation. That said, a few rules of thumb can cut through the confusion that often surrounds money decisions and help you build a solid ...

How to prioritize investing while saving for a house. While you might not be able to max out your 401(k) contributions or fully fund an IRA, continuing to save some retirement money is far better ...

Financial planning often is too complicated, and personal, to rely on generalizations. Still, certain rules of thumb that are easy to grasp can provide insight when it comes to saving, investing ...

Justin Varghese, Your Money Editor 2 MIN READ Both saving and investing have their benefits, but knowing when to choose one over the other is crucial to building wealth.

This July, as we observe National Savings Month in South Africa, it’s the perfect time to reflect on the foundation of all ...

Generally, when interest rates are high, people will spend less and save more, as the cost of borrowing money to buy items such as houses and cars increases, whereas the return on savings deposits ...

Some tips for saving, borrowing, spending and protecting your money. Skip to content. All Sections. Subscribe Now. ... 8 rules for saving, borrowing and… Share this: Click to share on Facebook ...

Aim to take full advantage of any company match you get from a 401(k) at work — that’s free money — and borrow against or cash out retirement funds only as a last resort. 2. SAVE FOR A RAINY DAY ...

Hitting the brakes on investing while saving money for a down payment can put your long-term financial well-being at risk. ... You may, however, be able to borrow money from a 401(k) ...

A personalized financial blueprint from a qualified planner should offer smart ways to manage your money both now and in the future. But you don’t need a formal program to get started. Columnist ...