I'm 62 and currently working but my spouse passed away when I was 60. He waited until age 70 to take his Social Security. Can I collect his Social Security now in addition to my paycheck? If I get more money under my account at FRA,

The bad news is that you'll lose spousal benefits once you're no longer married, but you could be entitled to a different type of benefit. You'll only qualify for spousal benefits if you're currently married to someone who is entitled to either retirement or disability benefits.

The Social Security Fairness Act (SSFA), which was recently signed into law by President Joe Biden, eliminates rules that reduce Social Security benefits for those who also get income from

Social Security Income (SSI) payments are designed for people who have little to no income. So if you earn too much you can lose your benefits. In 2024, that annual income limit was $11,321.49 for an individual. In 2025, that goes up to $11,604.53. That's $967 per month.

Beginning in January 2025, retirees will see a 2.5% increase in their benefits. For the average retired worker, this means an additional $48 per month. Survivor beneficiaries and workers with disabilities will see smaller increases. As inflation begins to cool, the Social Security cost-of-living adjustment (COLA) for 2025 has been set at 2.5%.

A lot of people make plans to retire and claim Social Security simultaneously. But should you? Run through the questions to find out. If you haven't reached full retirement age, you can sign up for a reduced Social Security benefit as long as you're at least 62 years old.

Social Security benefits are part of the retirement plan of many American workers. If you’re among the many people paying Social Security taxes, you should get an estimate of what your future benefit may be.