Flooding can wreck your car in minutes, and if you’re not prepared, it might wreck your wallet just as fast. As extreme ...

While liability insurance covers most costs related to your liability in an accident, first-party losses are not covered. First-party losses are those related to you and your passengers.

No, liability insurance doesn’t cover car theft. Liability only pays for damage and injuries you cause to others in an accident. You need comprehensive coverage if you want protection against theft.

Each state sets its own minimum limit: In New York, for example, the minimum is $25,000 in bodily injury liability per person, $50,000 in bodily injury liability per accident and $10,000 in property ...

What does car insurance not cover? ... Liability coverage: Pays for injuries or damages to others if you're at fault in an accident. This coverage is required in most states.