Shoppers walk down Main Street in Annapolis. Shoppers make the rounds in downtown Annapolis looking for deals and to support local businesses on Small Business Saturday, a day after Black Friday.

NJEDA’s Capital Access Fund has awarded over $8.6M in working capital loans to 100 NJ small businesses and nonprofits since its 2023 launch.

Meet Bags, a startup with a mission to bridge the capital divide by facilitating low-interest small business loans, particularly for minority-and women owned businesses.