The journey to debt freedom isn’t about perfect willpower or extreme deprivation—it’s about understanding your psychology and implementing systems that actually work. This insight comes from someone ...

For example, the debt avalanche prioritizes accounts by interest rate and minimizes fees, while the debt snowball focuses on the debt-to-interest ratio.

Gen X has the most debt, but millennials are catching up. Select reviews the average amount of total debt Americans have at every age so you can see how you compare.

There are ways for everyone to get variations of Microsoft 365 for free, which includes access to Microsoft Office, PowerPoint and more.

Struggling with debt? Learn how to assess what you owe, explore repayment strategies, and make a plan to get out of debt—and ...

14 best 0% APR credit cards of August 2025 Pay no interest for up to two years with these credit cards.