Specialty P&C Segment Combined Ratio: 101% for the quarter, improved to 104% for the full year. Renewal Premium Increases: 10% for standard NTL business, 8% for specialty NPL book in Q4.

As an SPK-Accredited School (Satuan Pendidikan Kerjasama), Mentari Intercultural School Grand Surya is authorised to offer the Cambridge curriculum side by side with the Indonesian National ...

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