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Key Takeaways FICO announced that two new scores coming this fall will incorporate BNPL activity. The new scores will treat BNPL differently from other credit and loan products. Consumers who use ...

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FICO trained the models on over 500,000 BNPL loans from Affirm, and users with five or more loans “typically saw their scores increase or remain stable,” according to the WSJ. However, the ...

FICO, the company whose credit scores are used by 90 percent of U.S. lenders, said it would start including a person’s “buy now, pay later” payment history in its all-important credit score.

FICO credit scoring models will be the first to include buy now, pay later data as the payment method continues to surge in popularity among American consumers.

Key Takeaways FICO launched two credit scores that incorporate consumers' record of paying back buy now, pay later loans, the analytics company said Monday.

FICO has updated its latest credit score models to include buy now, pay later data, showing how important this pandemic-era tool has become in the overall consumer debt market.